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Say Yes Today. Pay Comfortably Over Time.
We offer simple, secure financing options so you can spread the cost while enjoying your jewellery sooner.Flexible Payment Plans Designed for You
Buying a diamond ring is a special moment & we understand that everyone’s budget works differently.
At Rings of Australia, we offer simple and flexible financing options so you can choose the ring you love without financial pressure.
| Afterpay | Zip | Partial Deposit Plan | |
|---|---|---|---|
| Financing | Yes | Yes | Yes |
| Payment Plans | Buy now, pay in 4 interest-free instalments | Flexible repayments with Zip Pay or Zip Plus. Choose weekly, fortnightly, or monthly instalments. | Pay a small deposit (e.g. $500 or $1000) to confirm your order and pay the remaining amount when your ring is ready |
| Minimum Monthly Payments | Required | Required | None |
| Eligible Customers | Australia & New Zealand | Australia & New Zealand (subject to approval) | Australia & New Zealand |
| How to Apply Online |
1. Add your ring or jewellery to the cart 2. Select Afterpay at checkout 3. Choose your payment plan & complete purchase |
1. Select Zip at checkout 2. Log in or apply for a Zip account 3. Choose your repayment schedule & complete purchase |
1. Contact our team 2. Receive bank details or a custom checkout link 3. Pay the amount you're comfortable with & confirm your order |
| Terms & Conditions | Afterpay Terms & Conditions apply | Zip Terms & Conditions apply | Contact us to discuss the full terms |
Need Personal Assistance?
Our jewellery specialists are ready to help you choose the right financing plan with confidence.
- Email us: info@ringsofaustralia.com.au
- Call us: +61 415 900 145
- WhatsApp Us: +61 415 900 145
Reach out anytime - we’re here to make your purchase simple and stress-free.
Book Your Ring with a Small Deposit
Planning something special? We’re here to make it easy for you. With our Small Deposit option, you can secure your engagement ring or jewellery with a deposit (for example, $500 or $1,000, depending on the order value). Once confirmed, we’ll begin crafting your piece with care, and the remaining balance can be paid when it’s ready. If you’d like to proceed with a deposit, simply contact our team - we’ll be happy to assist you
Frequently Asked Questions
Is financing available on all rings and jewellery?
Yes, our financing options are available on most engagement rings, wedding bands, and diamond jewellery. If you are choosing a custom design, our team will guide you through the most suitable payment option during the process. If you are unsure, simply contact us, and we’ll be happy to confirm eligibility.
Does using Afterpay or a payment plan affect the quality of my ring?
Not at all. Your jewellery is crafted to the same premium standards regardless of the payment method you choose. Financing simply makes payment more flexible - it does not change the quality, certification, or craftsmanship of your piece.
Is there any interest charged on Afterpay?
Afterpay allows you to split your purchase into four equal instalments that are interest-free when payments are made on time. Any applicable fees or conditions are managed directly by Afterpay in accordance with their terms and policies.
How much deposit is required for the Partial Deposit Plan?
The deposit amount usually starts from $500 or $1,000, depending on the total value of your order. Our team will discuss the exact amount with you before confirming the order so everything is clear and comfortable.
When do I need to pay the remaining balance under the Deposit Plan?
The remaining balance is due once your ring or jewellery is ready for delivery or collection. We will notify you in advance, giving you time to prepare before completing the final payment.
Can I choose how much I want to deposit?
Yes, within reasonable limits. Our goal is to make the process flexible and manageable for you. Simply speak with our team, and we will help structure a deposit amount that works for your order.
Is financing available for custom engagement rings?
Absolutely. Many of our custom ring clients prefer using either Afterpay or our Partial Deposit option. It allows you to begin crafting your dream ring without paying the full amount upfront.
Is my payment information secure?
Yes. All payments made through our website are processed using secure and encrypted systems. Your personal and payment information is handled with the highest level of care and confidentiality.
Can I switch payment methods after placing an order?
In some cases, this may be possible depending on the order stage. We recommend contacting our team as soon as possible so we can review your request and assist accordingly.
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